http://faq.snppal.fr/ 2026-10-29T14:40:06+01:00 http://faq.snppal.fr/ http://faq.snppal.fr/lib/images/favicon.ico text/html 2013-05-28T12:50:16+01:00 http://faq.snppal.fr/doku.php?id=threat_of_deferred_interest_mortgages:understanding_the_risks_of_negative_amortization_home_loans&rev=1369738216&do=diff . Negative amortization or “neg am” occurs when the minimum payment on a mortgage includes significantly less than the monthly interest charged, causing the balance of the loan to improve instead of decrease. Interest only loans broadly speaking dont raise the balance due on a property although they dont minimize the total amount due. However, deferred interest loans increases your loan amount. This can happen with negative amortizations loans such as for instance a payment option ARM, wher…